Answer
The best thing to do is to check all companies in your area by getting a online insurance quote. this will check all the companies in 5 mins, and save you tons of time. it will bring you bakc the best prices to compare. get one at http://www.auto-insurance-knowledge.com/24-hour-insurance-quote-auto.html
hope that helps, and you should be able to get a better price then $200 per month