Car Loan

I have and upside down loan on my car and want to refinance, my interest rate is currently 12%.?

I have good credit and i have been paying extra each month on my car note. if i refinance will that benefit me and will i pay less each month.

Answer

Anything is better than paying 12% on a car note. if your credit is nice though, why are you at such a high interest rate? call your creditor and see if they will refinance it internally first.

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