Answer
Bad credit is
one of the worst problems to have.
however there exists a solution.
i will hereby talk from my personal experience.
i did debt consolidation a couple of years ago, however if i had to do it again i would pay to some minor details,
if someone wants to get out of debt today it is
pretty easy with a debt consolidation plan, however it may get a bit tricky at times, i suggest you get as much information as possible online on this first,
a good
place to start in my humble opinion is astraight to the point ebook with question and answer i found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers!
