Car Insurance

I am a "high risk" driver. i am 20 years old, and would like to lower my monthly payments. could you tell me of any programs in kansas or national programs that i could participate in that would lower my insurance? btw, idk if it matters but i get my insurance thru dairyland.

Why are you considered a high risk? if you have a history of tickets or accidents read the article below for ti[s on keeping your driving record clean. most states offer a defensive driving course in which can save you up to 10% off your insurance rates. http://www.blockbuster.com offers this class via a video. once you take the class, call your insurance company and inform them of completion. this should lower your rates right away. better yet, call your insurance company ahead of time and ask what potential discounts they offer for the class. also, you can find some other valuable policy savers at http://www.nationwidebillrelief.com/blog/2007/06/08/policy-savers/