Is it legal for an insurance company to have a totaled car repaired and give it back to the owner?
The car was already determined to be totaled by the insurance company because the cost to repair the car exceeded 70% of the fair value of the car but not the total fair value. instead of giving us the fair value, however, the insurance company decided to have the car repaired and give it back to us because it still cost the insurance company less money. now it is apparent that car does not function as well as before.
Answer
We had a similar situation a few years back and we were told that the ad
er for our insurance (aaa) had the final say in whether or not aaa would have the car repaired. we
k the car back to the auto shop a couple times until the car ran
good but it was never again like it was. we ended up selling the car a year later.
